Médecin de famille or PharMed — Uri
Uri: with Assura-Basis, Médecin de famille costs CHF 475.10 a month in 2026 and PharMed CHF 475.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Médecin de famille and PharMed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Médecin de famille and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 475.10 | CHF 475.10 | — |
| 500 | CHF 463.50 | CHF 463.50 | — |
| 1'000 | CHF 434.30 | CHF 434.30 | — |
| 1'500 | CHF 405.10 | CHF 405.10 | — |
| 2'000 | CHF 376.00 | CHF 376.00 | — |
| 2'500 | CHF 346.80 | CHF 346.80 | — |
The comparison, region by region
- Médecin de famille or PharMed?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.