Médecin de famille or PharMed — Region 1, Valais
Region 1, Valais: with Assura-Basis, Médecin de famille costs CHF 511.40 a month in 2026 and PharMed CHF 508.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PharMed is the cheaper of the two here: CHF 34.80 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 511.40 | CHF 508.50 | CHF 34.80 |
| 500 | CHF 499.80 | CHF 496.90 | CHF 34.80 |
| 1'000 | CHF 470.60 | CHF 467.70 | CHF 34.80 |
| 1'500 | CHF 441.40 | CHF 438.50 | CHF 34.80 |
| 2'000 | CHF 412.30 | CHF 409.40 | CHF 34.80 |
| 2'500 | CHF 383.10 | CHF 380.20 | CHF 34.80 |
The comparison, region by region
- Médecin de famille or PharMed?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.