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HMO or MyDoc — Region 1, Basel-Landschaft

Region 1, Basel-Landschaft: with CONCORDIA, HMO costs CHF 593.30 a month in 2026 and MyDoc CHF 603.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

HMO is the cheaper of the two here: CHF 123.60 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

HMO is a "Group practice (HMO)" model. MyDoc is a "Family doctor" model.

  • HMO

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleHMOMyDocGap per year
300CHF 593.30CHF 603.60CHF 123.60
500CHF 581.70CHF 592.00CHF 123.60
1'000CHF 552.50CHF 562.80CHF 123.60
1'500CHF 523.30CHF 533.60CHF 123.60
2'000CHF 494.20CHF 504.50CHF 123.60
2'500CHF 465.00CHF 475.30CHF 123.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.