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HMO or MyDoc — Region 2, Basel-Landschaft

Region 2, Basel-Landschaft: with CONCORDIA, HMO costs CHF 555.30 a month in 2026 and MyDoc CHF 564.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

HMO is the cheaper of the two here: CHF 115.20 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

HMO is a "Group practice (HMO)" model. MyDoc is a "Family doctor" model.

  • HMO

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleHMOMyDocGap per year
300CHF 555.30CHF 564.90CHF 115.20
500CHF 543.70CHF 553.30CHF 115.20
1'000CHF 514.50CHF 524.10CHF 115.20
1'500CHF 485.30CHF 494.90CHF 115.20
2'000CHF 456.20CHF 465.80CHF 115.20
2'500CHF 427.00CHF 436.60CHF 115.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.