CONCORDIA HMO — Basel-Stadt
Basel-Stadt: the HMO model from CONCORDIA costs CHF 593.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 593.20, HMO is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, HMO costs CHF 1'255.20 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 593.20 | CHF 560.60 |
| 500 | CHF 581.60 | CHF 549.70 |
| 1'000 | CHF 552.40 | CHF 522.10 |
| 1'500 | CHF 523.20 | CHF 494.50 |
| 2'000 | CHF 494.10 | CHF 467.00 |
| 2'500 | CHF 464.90 | CHF 439.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 444.90 | CHF 420.50 |
| 500 | CHF 433.30 | CHF 409.50 |
| 1'000 | CHF 404.10 | CHF 381.90 |
| 1'500 | CHF 374.90 | CHF 354.30 |
| 2'000 | CHF 345.80 | CHF 326.80 |
| 2'500 | CHF 316.60 | CHF 299.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 147.00 | CHF 139.00 |
| 100 | CHF 141.20 | CHF 133.50 |
| 200 | CHF 135.40 | CHF 128.00 |
| 300 | CHF 129.50 | CHF 122.40 |
| 400 | CHF 123.70 | CHF 116.90 |
| 500 | CHF 117.90 | CHF 111.50 |
| 600 | CHF 112.00 | CHF 105.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.