CONCORDIA HMO — Region 1, Grisons

Name: CONCORDIA HMO — Region 1, Grisons
Brand: CONCORDIA
Price: 461.7 CHF

Region 1, Grisons: the HMO model from CONCORDIA costs CHF 461.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 461.70, HMO is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, HMO costs CHF 939.60 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

Deductible	With accident	Without accident
300	CHF 461.70	CHF 436.40
500	CHF 450.10	CHF 425.40
1'000	CHF 420.90	CHF 397.80
1'500	CHF 391.70	CHF 370.20
2'000	CHF 362.60	CHF 342.70
2'500	CHF 333.40	CHF 315.10

Young adult (19–25)

Deductible	With accident	Without accident
300	CHF 346.30	CHF 327.30
500	CHF 334.70	CHF 316.30
1'000	CHF 305.50	CHF 288.70
1'500	CHF 276.30	CHF 261.20
2'000	CHF 247.20	CHF 233.70
2'500	CHF 218.00	CHF 206.10

Child (0–18)

Deductible	With accident	Without accident
0	CHF 111.70	CHF 105.60
100	CHF 105.90	CHF 100.10
200	CHF 100.10	CHF 94.60
300	CHF 94.20	CHF 89.10
400	CHF 88.40	CHF 83.60
500	CHF 82.60	CHF 78.10
600	CHF 76.70	CHF 72.50

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer CONCORDIA HMO

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.

CONCORDIA HMO — Region 1, Grisons

The full grid

Adult (26 and over)

Young adult (19–25)

Child (0–18)

The price, region by region