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Combi Care or Managed Care — Region 2, Grisons

Region 2, Grisons: with Galenos, Combi Care costs CHF 516.10 a month in 2026 and Managed Care CHF 516.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here Combi Care and Managed Care cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

Combi Care is a "Telemedicine and others" model. Managed Care is a "Group practice (HMO)" model.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCombi CareManaged CareGap per year
300CHF 516.10CHF 516.10
500CHF 504.50CHF 504.50
1'000CHF 475.30CHF 475.30
1'500CHF 446.10CHF 446.10
2'000CHF 417.00CHF 417.00
2'500CHF 387.80CHF 387.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.