Combi Care or Managed Care — Region 2, Valais

Region 2, Valais: with Galenos, Combi Care costs CHF 445.30 a month in 2026 and Managed Care CHF 479.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 404.40 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care is a "Telemedicine and others" model. Managed Care is a "Group practice (HMO)" model.

Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.

The price at every deductible

Deductible	Combi Care	Managed Care	Gap per year
300	CHF 445.30	CHF 479.00	CHF 404.40
500	CHF 433.60	CHF 467.30	CHF 404.40
1'000	CHF 404.40	CHF 438.20	CHF 405.60
1'500	CHF 375.30	CHF 409.00	CHF 404.40
2'000	CHF 346.10	CHF 379.80	CHF 404.40
2'500	CHF 316.90	CHF 350.70	CHF 405.60

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.

Combi Care or Managed Care — Region 2, Valais

What you accept in each case

The price at every deductible

The comparison, region by region