BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R1 — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 468.30 a month in 2026 and BeneFit PLUS Médecin de famille R1 CHF 468.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R1 cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R1 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Médecin de famille R1 | Gap per year |
|---|---|---|---|
| 300 | CHF 468.30 | CHF 468.30 | — |
| 500 | CHF 456.70 | CHF 456.70 | — |
| 1'000 | CHF 427.50 | CHF 427.50 | — |
| 1'500 | CHF 398.30 | CHF 398.30 | — |
| 2'000 | CHF 369.20 | CHF 369.20 | — |
| 2'500 | CHF 340.00 | CHF 340.00 | — |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R1?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.