BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R3 — Schwyz
Schwyz: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 462.40 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 478.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 195.60 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Médecin de famille R3 | Gap per year |
|---|---|---|---|
| 300 | CHF 462.40 | CHF 478.70 | CHF 195.60 |
| 500 | CHF 450.80 | CHF 467.10 | CHF 195.60 |
| 1'000 | CHF 421.60 | CHF 437.90 | CHF 195.60 |
| 1'500 | CHF 392.40 | CHF 408.70 | CHF 195.60 |
| 2'000 | CHF 363.30 | CHF 379.60 | CHF 195.60 |
| 2'500 | CHF 334.10 | CHF 350.40 | CHF 195.60 |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R3?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.