BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R4 — Region 1, Bern
Region 1, Bern: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 548.90 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 574.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 303.60 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R4
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Médecin de famille R4 | Gap per year |
|---|---|---|---|
| 300 | CHF 548.90 | CHF 574.20 | CHF 303.60 |
| 500 | CHF 537.30 | CHF 562.60 | CHF 303.60 |
| 1'000 | CHF 508.10 | CHF 533.40 | CHF 303.60 |
| 1'500 | CHF 478.90 | CHF 504.20 | CHF 303.60 |
| 2'000 | CHF 449.80 | CHF 475.10 | CHF 303.60 |
| 2'500 | CHF 420.60 | CHF 445.90 | CHF 303.60 |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R4?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.