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BeneFit PLUS Flexmed R1 or Premed-24 — Aargau

Aargau: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 489.60 a month in 2026 and Premed-24 CHF 529.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 483.60 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R1 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Flexmed R1

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R1Premed-24Gap per year
300CHF 489.60CHF 529.90CHF 483.60
500CHF 478.00CHF 518.30CHF 483.60
1'000CHF 448.80CHF 489.10CHF 483.60
1'500CHF 419.60CHF 459.90CHF 483.60
2'000CHF 390.50CHF 430.80CHF 483.60
2'500CHF 361.30CHF 401.60CHF 483.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.