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BeneFit PLUS Flexmed R3 or Premed-24 — Basel-Stadt

Basel-Stadt: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 601.90 a month in 2026 and Premed-24 CHF 629.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Flexmed R3 is the cheaper of the two here: CHF 327.60 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R3 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Flexmed R3

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R3Premed-24Gap per year
300CHF 601.90CHF 629.20CHF 327.60
500CHF 590.30CHF 617.60CHF 327.60
1'000CHF 561.10CHF 588.40CHF 327.60
1'500CHF 531.90CHF 559.20CHF 327.60
2'000CHF 502.80CHF 530.10CHF 327.60
2'500CHF 473.60CHF 500.90CHF 327.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.