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BeneFit PLUS Flexmed R3 or Premed-24 — Region 2, Vaud

Region 2, Vaud: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 579.90 a month in 2026 and Premed-24 CHF 606.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Flexmed R3 is the cheaper of the two here: CHF 315.60 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R3 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Flexmed R3

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R3Premed-24Gap per year
300CHF 579.90CHF 606.20CHF 315.60
500CHF 568.30CHF 594.60CHF 315.60
1'000CHF 539.10CHF 565.40CHF 315.60
1'500CHF 509.90CHF 536.20CHF 315.60
2'000CHF 480.80CHF 507.10CHF 315.60
2'500CHF 451.60CHF 477.90CHF 315.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.