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BeneFit PLUS Médecin de famille R2 or Premed-24 — Region 1, Grisons

Region 1, Grisons: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 484.50 a month in 2026 and Premed-24 CHF 512.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 334.80 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Médecin de famille R2

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2Premed-24Gap per year
300CHF 484.50CHF 512.40CHF 334.80
500CHF 472.90CHF 500.80CHF 334.80
1'000CHF 443.70CHF 471.60CHF 334.80
1'500CHF 414.50CHF 442.40CHF 334.80
2'000CHF 385.40CHF 413.30CHF 334.80
2'500CHF 356.20CHF 384.10CHF 334.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.