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BeneFit PLUS Médecin de famille R2 or Premed-24 — Region 2, Zurich

Region 2, Zurich: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 511.70 a month in 2026 and Premed-24 CHF 547.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 428.40 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Médecin de famille R2

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2Premed-24Gap per year
300CHF 511.70CHF 547.40CHF 428.40
500CHF 500.10CHF 535.80CHF 428.40
1'000CHF 470.90CHF 506.60CHF 428.40
1'500CHF 441.70CHF 477.40CHF 428.40
2'000CHF 412.60CHF 448.30CHF 428.40
2'500CHF 383.40CHF 419.10CHF 428.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.