Helsana BeneFit PLUS Médecin de famille R2 — Basel-Stadt
Basel-Stadt: the BeneFit PLUS Médecin de famille R2 model from Helsana costs CHF 588.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 588.20, BeneFit PLUS Médecin de famille R2 is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Médecin de famille R2 costs CHF 1'149.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 588.20 | CHF 547.10 |
| 500 | CHF 576.60 | CHF 536.30 |
| 1'000 | CHF 547.40 | CHF 509.10 |
| 1'500 | CHF 518.20 | CHF 482.00 |
| 2'000 | CHF 489.10 | CHF 454.90 |
| 2'500 | CHF 459.90 | CHF 427.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 470.50 | CHF 437.60 |
| 500 | CHF 458.90 | CHF 426.80 |
| 1'000 | CHF 429.70 | CHF 399.70 |
| 1'500 | CHF 400.50 | CHF 372.50 |
| 2'000 | CHF 371.40 | CHF 345.50 |
| 2'500 | CHF 342.20 | CHF 318.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.20 | CHF 125.80 |
| 500 | CHF 106.10 | CHF 98.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.