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Helsana BeneFit PLUS Médecin de famille R2 — Basel-Stadt

Basel-Stadt: the BeneFit PLUS Médecin de famille R2 model from Helsana costs CHF 588.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 588.20, BeneFit PLUS Médecin de famille R2 is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Médecin de famille R2 costs CHF 1'149.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 588.20CHF 547.10
500CHF 576.60CHF 536.30
1'000CHF 547.40CHF 509.10
1'500CHF 518.20CHF 482.00
2'000CHF 489.10CHF 454.90
2'500CHF 459.90CHF 427.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 470.50CHF 437.60
500CHF 458.90CHF 426.80
1'000CHF 429.70CHF 399.70
1'500CHF 400.50CHF 372.50
2'000CHF 371.40CHF 345.50
2'500CHF 342.20CHF 318.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 135.20CHF 125.80
500CHF 106.10CHF 98.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.