Helsana BeneFit PLUS Médecin de famille R2 — Region 2, Schaffhausen
Region 2, Schaffhausen: the BeneFit PLUS Médecin de famille R2 model from Helsana costs CHF 497.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 497.00, BeneFit PLUS Médecin de famille R2 is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Médecin de famille R2 costs CHF 972.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 497.00 | CHF 462.30 |
| 500 | CHF 485.40 | CHF 451.50 |
| 1'000 | CHF 456.20 | CHF 424.30 |
| 1'500 | CHF 427.00 | CHF 397.20 |
| 2'000 | CHF 397.90 | CHF 370.10 |
| 2'500 | CHF 368.70 | CHF 342.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 397.60 | CHF 369.80 |
| 500 | CHF 386.00 | CHF 359.00 |
| 1'000 | CHF 356.80 | CHF 331.90 |
| 1'500 | CHF 327.60 | CHF 304.70 |
| 2'000 | CHF 298.50 | CHF 277.70 |
| 2'500 | CHF 269.30 | CHF 250.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.20 | CHF 106.30 |
| 500 | CHF 85.10 | CHF 79.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.