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Helsana BeneFit PLUS Médecin de famille R2 — Region 2, Schaffhausen

Region 2, Schaffhausen: the BeneFit PLUS Médecin de famille R2 model from Helsana costs CHF 497.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 497.00, BeneFit PLUS Médecin de famille R2 is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Médecin de famille R2 costs CHF 972.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 497.00CHF 462.30
500CHF 485.40CHF 451.50
1'000CHF 456.20CHF 424.30
1'500CHF 427.00CHF 397.20
2'000CHF 397.90CHF 370.10
2'500CHF 368.70CHF 342.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 397.60CHF 369.80
500CHF 386.00CHF 359.00
1'000CHF 356.80CHF 331.90
1'500CHF 327.60CHF 304.70
2'000CHF 298.50CHF 277.70
2'500CHF 269.30CHF 250.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 114.20CHF 106.30
500CHF 85.10CHF 79.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.