BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Médecin de famille R4 — Region 3, Zurich
Region 3, Zurich: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 492.80 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 509.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R3 is the cheaper of the two here: CHF 201.60 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R3 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R4
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R3 | BeneFit PLUS Médecin de famille R4 | Gap per year |
|---|---|---|---|
| 300 | CHF 492.80 | CHF 509.60 | CHF 201.60 |
| 500 | CHF 481.20 | CHF 498.00 | CHF 201.60 |
| 1'000 | CHF 452.00 | CHF 468.80 | CHF 201.60 |
| 1'500 | CHF 422.80 | CHF 439.60 | CHF 201.60 |
| 2'000 | CHF 393.70 | CHF 410.50 | CHF 201.60 |
| 2'500 | CHF 364.50 | CHF 381.30 | CHF 201.60 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Médecin de famille R4?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.