Helsana BeneFit PLUS Médecin de famille R3 — Region 1, Zurich
Region 1, Zurich: the BeneFit PLUS Médecin de famille R3 model from Helsana costs CHF 565.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 565.80, BeneFit PLUS Médecin de famille R3 is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Médecin de famille R3 costs CHF 926.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 565.80 | CHF 526.20 |
| 500 | CHF 554.20 | CHF 515.50 |
| 1'000 | CHF 525.00 | CHF 488.30 |
| 1'500 | CHF 495.80 | CHF 461.10 |
| 2'000 | CHF 466.70 | CHF 434.10 |
| 2'500 | CHF 437.50 | CHF 406.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 452.60 | CHF 421.00 |
| 500 | CHF 441.00 | CHF 410.20 |
| 1'000 | CHF 411.80 | CHF 383.00 |
| 1'500 | CHF 382.60 | CHF 355.90 |
| 2'000 | CHF 353.50 | CHF 328.80 |
| 2'500 | CHF 324.30 | CHF 301.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.00 | CHF 120.90 |
| 500 | CHF 100.90 | CHF 93.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.