Philos SanaTel — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: the SanaTel model from Philos costs CHF 629.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 629.00, SanaTel is not the lowest premium here: Sanitas goes down to CHF 558.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'227.60 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 629.00 | CHF 584.90 |
| 500 | CHF 617.50 | CHF 574.20 |
| 1'000 | CHF 588.50 | CHF 547.30 |
| 1'500 | CHF 559.00 | CHF 519.80 |
| 2'000 | CHF 530.00 | CHF 492.90 |
| 2'500 | CHF 501.00 | CHF 465.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 492.30 | CHF 457.80 |
| 500 | CHF 480.80 | CHF 447.10 |
| 1'000 | CHF 451.80 | CHF 420.20 |
| 1'500 | CHF 422.30 | CHF 392.70 |
| 2'000 | CHF 393.30 | CHF 365.80 |
| 2'500 | CHF 364.30 | CHF 338.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 161.10 | CHF 149.80 |
| 100 | CHF 155.30 | CHF 144.40 |
| 200 | CHF 149.50 | CHF 139.00 |
| 300 | CHF 143.60 | CHF 133.50 |
| 400 | CHF 137.80 | CHF 128.10 |
| 500 | CHF 132.00 | CHF 122.70 |
| 600 | CHF 126.10 | CHF 117.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.