Philos SanaTel — Region 2, Basel-Landschaft
Region 2, Basel-Landschaft: the SanaTel model from Philos costs CHF 597.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 597.50, SanaTel is not the lowest premium here: Agrisano goes down to CHF 494.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'167.60 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 597.50 | CHF 555.70 |
| 500 | CHF 586.00 | CHF 545.00 |
| 1'000 | CHF 557.00 | CHF 518.00 |
| 1'500 | CHF 527.50 | CHF 490.60 |
| 2'000 | CHF 498.50 | CHF 463.60 |
| 2'500 | CHF 469.50 | CHF 436.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 467.70 | CHF 434.90 |
| 500 | CHF 456.20 | CHF 424.20 |
| 1'000 | CHF 427.20 | CHF 397.30 |
| 1'500 | CHF 397.70 | CHF 369.80 |
| 2'000 | CHF 368.70 | CHF 342.90 |
| 2'500 | CHF 339.70 | CHF 315.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 153.00 | CHF 142.30 |
| 100 | CHF 147.20 | CHF 136.90 |
| 200 | CHF 141.40 | CHF 131.50 |
| 300 | CHF 135.50 | CHF 126.00 |
| 400 | CHF 129.70 | CHF 120.60 |
| 500 | CHF 123.90 | CHF 115.20 |
| 600 | CHF 118.00 | CHF 109.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.