Combi Care or Managed Care sans capitation — Appenzell Innerrhoden
Appenzell Innerrhoden: with sana24, Combi Care costs CHF 400.30 a month in 2026 and Managed Care sans capitation CHF 423.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Combi Care is the cheaper of the two here: CHF 279.60 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Combi Care is a "Telemedicine and others" model. Managed Care sans capitation is a "Group practice (HMO)" model.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Combi Care | Managed Care sans capitation | Gap per year |
|---|---|---|---|
| 300 | CHF 400.30 | CHF 423.60 | CHF 279.60 |
| 500 | CHF 388.60 | CHF 411.90 | CHF 279.60 |
| 1'000 | CHF 359.50 | CHF 382.70 | CHF 278.40 |
| 1'500 | CHF 330.30 | CHF 353.60 | CHF 279.60 |
| 2'000 | CHF 301.10 | CHF 324.40 | CHF 279.60 |
| 2'500 | CHF 272.00 | CHF 295.20 | CHF 278.40 |
The comparison, region by region
- Combi Care or Managed Care sans capitation?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.