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Combi Care or Managed Care sans capitation — Nidwalden

Nidwalden: with sana24, Combi Care costs CHF 449.60 a month in 2026 and Managed Care sans capitation CHF 501.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 626.40 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care is a "Telemedicine and others" model. Managed Care sans capitation is a "Group practice (HMO)" model.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCombi CareManaged Care sans capitationGap per year
300CHF 449.60CHF 501.80CHF 626.40
500CHF 437.90CHF 490.10CHF 626.40
1'000CHF 408.70CHF 461.00CHF 627.60
1'500CHF 379.60CHF 431.80CHF 626.40
2'000CHF 350.40CHF 402.60CHF 626.40
2'500CHF 321.20CHF 373.50CHF 627.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.