Managed Care sans capitation or Med Direct — Region 1, Ticino
Region 1, Ticino: with sana24, Managed Care sans capitation costs CHF 712.50 a month in 2026 and Med Direct CHF 712.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Managed Care sans capitation and Med Direct cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Managed Care sans capitation is a "Group practice (HMO)" model. Med Direct is a "Family doctor" model.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Managed Care sans capitation | Med Direct | Gap per year |
|---|---|---|---|
| 300 | CHF 712.50 | CHF 712.50 | — |
| 500 | CHF 700.90 | CHF 700.90 | — |
| 1'000 | CHF 671.70 | CHF 671.70 | — |
| 1'500 | CHF 642.50 | CHF 642.50 | — |
| 2'000 | CHF 613.40 | CHF 613.40 | — |
| 2'500 | CHF 584.20 | CHF 584.20 | — |
The comparison, region by region
- Managed Care sans capitation or Med Direct?
- Aargau
- Appenzell Ausserrhoden
- Basel-Stadt
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.