sana24 Med Direct
Med Direct is the "Family doctor" model from sana24. It is offered across 27 premium regions, where the adult premium with a CHF 300 deductible runs from CHF 486.10 to CHF 712.50 a month in 2026.
You pick a family doctor and always go to them first.
What it saves
On average, Med Direct costs CHF 459.64 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The price, region by region
27 premium regions, across 16 cantons.
- Aargau
- Appenzell Ausserrhoden
- Basel-Stadt
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
“Med Direct” exists elsewhere too
2 other insurers sell a model with exactly this name. The product looks alike; the price does not. All belong to the same group: Visana.
Depending on the brand, the cheapest premium ranges from CHF 365.60 to CHF 387.90 a month. The footprints differ: the “regions” column shows how many each operates in, and a brand present everywhere necessarily reaches cheaper regions.
sana24: this model against the others
Other models from sana24
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.