Managed Care sans capitation or sana24 Tel Care?

The cheaper one is not the same everywhere

Across 15 premium regions where both are offered, Managed Care sans capitation is cheaper in 0 and sana24 Tel Care in 15. The average gap between them is CHF 336.56 a year.

The gap is widest in Valais — Region 1: CHF 678.00 a year.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Tel Care is a "Telemedicine and others" model.

• Managed Care sans capitation

  Group practice (HMO)

  You go to a designated group practice, which coordinates your care.

• sana24 Tel Care

  Telemedicine and others

  You call a medical service before any consultation, or follow another pathway set by the insurer.

The comparison, region by region

• Aargau
• Fribourg — Region 1
• Fribourg — Region 2
• Geneva
• Lucerne — Region 1
• Lucerne — Region 2
• Lucerne — Region 3
• St. Gallen — Region 1
• St. Gallen — Region 2
• St. Gallen — Region 3
• Ticino — Region 1
• Ticino — Region 2
• Valais — Region 1
• Valais — Region 2
• Zug