Managed Care sans capitation or sana24 Tel Care — Aargau
Aargau: with sana24, Managed Care sans capitation costs CHF 561.80 a month in 2026 and sana24 Tel Care CHF 538.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sana24 Tel Care is the cheaper of the two here: CHF 284.40 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Tel Care is a "Telemedicine and others" model.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care sans capitation | sana24 Tel Care | Gap per year |
|---|---|---|---|
| 300 | CHF 561.80 | CHF 538.10 | CHF 284.40 |
| 500 | CHF 550.10 | CHF 526.50 | CHF 283.20 |
| 1'000 | CHF 520.90 | CHF 497.30 | CHF 283.20 |
| 1'500 | CHF 491.80 | CHF 468.10 | CHF 284.40 |
| 2'000 | CHF 462.60 | CHF 439.00 | CHF 283.20 |
| 2'500 | CHF 433.40 | CHF 409.80 | CHF 283.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.