Managed Care or VIVA – plan de santé — Region 1, Ticino
Region 1, Ticino: with sana24, Managed Care costs CHF 685.10 a month in 2026 and VIVA – plan de santé CHF 593.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 1'095.60 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care and VIVA – plan de santé are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Managed Care | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 685.10 | CHF 593.80 | CHF 1'095.60 |
| 500 | CHF 673.40 | CHF 582.20 | CHF 1'094.40 |
| 1'000 | CHF 644.20 | CHF 564.90 | CHF 951.60 |
| 1'500 | CHF 615.10 | CHF 535.70 | CHF 952.80 |
| 2'000 | CHF 585.90 | CHF 518.40 | CHF 810.00 |
| 2'500 | CHF 556.70 | CHF 489.20 | CHF 810.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.