Med Direct or Tel Doc — Aargau
Aargau: with sana24, Med Direct costs CHF 548.20 a month in 2026 and Tel Doc CHF 544.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Tel Doc is the cheaper of the two here: CHF 50.40 saved per year against Med Direct, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Med Direct is a "Family doctor" model. Tel Doc is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 548.20 | CHF 544.00 | CHF 50.40 |
| 500 | CHF 536.50 | CHF 532.40 | CHF 49.20 |
| 1'000 | CHF 507.30 | CHF 503.20 | CHF 49.20 |
| 1'500 | CHF 478.20 | CHF 474.00 | CHF 50.40 |
| 2'000 | CHF 449.00 | CHF 444.90 | CHF 49.20 |
| 2'500 | CHF 419.80 | CHF 415.70 | CHF 49.20 |
The comparison, region by region
- Med Direct or Tel Doc?
- Appenzell Ausserrhoden
- Basel-Stadt
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.