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sana24 sana24 Med Call — Region 2, Lucerne

Region 2, Lucerne: the sana24 Med Call model from sana24 costs CHF 538.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 538.60, sana24 Med Call is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, sana24 Med Call costs CHF 64.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 538.60CHF 503.40
500CHF 526.90CHF 492.50
1'000CHF 497.70CHF 465.20
1'500CHF 468.60CHF 437.90
2'000CHF 439.40CHF 410.70
2'500CHF 410.20CHF 383.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 437.40CHF 408.80
500CHF 425.70CHF 397.90
1'000CHF 396.60CHF 370.60
1'500CHF 367.40CHF 343.40
2'000CHF 338.20CHF 316.10
2'500CHF 309.10CHF 288.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 140.20CHF 131.00
100CHF 134.30CHF 125.60
200CHF 128.50CHF 120.10
300CHF 122.70CHF 114.70
400CHF 116.80CHF 109.20
500CHF 111.00CHF 103.80
600CHF 105.20CHF 98.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.