sana24 sana24 Med Call — Region 3, Lucerne
Region 3, Lucerne: the sana24 Med Call model from sana24 costs CHF 520.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 520.20, sana24 Med Call is not the lowest premium here: Agrisano goes down to CHF 414.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sana24 Med Call costs CHF 63.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 520.20 | CHF 486.20 |
| 500 | CHF 508.60 | CHF 475.30 |
| 1'000 | CHF 479.40 | CHF 448.10 |
| 1'500 | CHF 450.20 | CHF 420.80 |
| 2'000 | CHF 421.10 | CHF 393.60 |
| 2'500 | CHF 391.90 | CHF 366.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 422.50 | CHF 394.90 |
| 500 | CHF 410.90 | CHF 384.00 |
| 1'000 | CHF 381.70 | CHF 356.70 |
| 1'500 | CHF 352.50 | CHF 329.50 |
| 2'000 | CHF 323.40 | CHF 302.20 |
| 2'500 | CHF 294.20 | CHF 275.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.60 | CHF 126.70 |
| 100 | CHF 129.70 | CHF 121.30 |
| 200 | CHF 123.90 | CHF 115.80 |
| 300 | CHF 118.10 | CHF 110.40 |
| 400 | CHF 112.20 | CHF 104.90 |
| 500 | CHF 106.40 | CHF 99.50 |
| 600 | CHF 100.60 | CHF 94.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.