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Médecin de famille 1 or TelMed (CallMed) — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with Sanitas, Médecin de famille 1 costs CHF 448.65 a month in 2026 and TelMed (CallMed) CHF 479.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 372.60 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 1TelMed (CallMed)Gap per year
300CHF 448.65CHF 479.70CHF 372.60
500CHF 437.05CHF 468.10CHF 372.60
1'000CHF 407.85CHF 438.90CHF 372.60
1'500CHF 378.65CHF 409.70CHF 372.60
2'000CHF 349.55CHF 380.60CHF 372.60
2'500CHF 320.35CHF 351.40CHF 372.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.