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Médecin de famille 1 or TelMed (CallMed) — Region 1, Lucerne

Region 1, Lucerne: with Sanitas, Médecin de famille 1 costs CHF 461.60 a month in 2026 and TelMed (CallMed) CHF 493.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 382.80 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 1TelMed (CallMed)Gap per year
300CHF 461.60CHF 493.50CHF 382.80
500CHF 450.00CHF 481.90CHF 382.80
1'000CHF 420.80CHF 452.70CHF 382.80
1'500CHF 391.60CHF 423.50CHF 382.80
2'000CHF 362.50CHF 394.40CHF 382.80
2'500CHF 333.30CHF 365.20CHF 382.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.