Médecin de famille 3 or TelMed (CallMed) — Region 2, Fribourg
Region 2, Fribourg: with Sanitas, Médecin de famille 3 costs CHF 535.70 a month in 2026 and TelMed (CallMed) CHF 535.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Médecin de famille 3 and TelMed (CallMed) cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Médecin de famille 3 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.
- Médecin de famille 3
Family doctor
You pick a family doctor and always go to them first.
- TelMed (CallMed)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 3 | TelMed (CallMed) | Gap per year |
|---|---|---|---|
| 300 | CHF 535.70 | CHF 535.70 | — |
| 500 | CHF 524.10 | CHF 524.10 | — |
| 1'000 | CHF 494.90 | CHF 494.90 | — |
| 1'500 | CHF 465.70 | CHF 465.70 | — |
| 2'000 | CHF 436.60 | CHF 436.60 | — |
| 2'500 | CHF 407.40 | CHF 407.40 | — |
The comparison, region by region
- Médecin de famille 3 or TelMed (CallMed)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.