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Médecin de famille 3 or TelMed (CallMed) — Zug

Zug: with Sanitas, Médecin de famille 3 costs CHF 378.60 a month in 2026 and TelMed (CallMed) CHF 378.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 3 is the cheaper of the two here: CHF 1.20 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 3TelMed (CallMed)Gap per year
300CHF 378.60CHF 378.70CHF 1.20
500CHF 367.00CHF 367.10CHF 1.20
1'000CHF 337.80CHF 337.90CHF 1.20
1'500CHF 308.60CHF 308.70CHF 1.20
2'000CHF 279.50CHF 279.60CHF 1.20
2'500CHF 250.30CHF 250.40CHF 1.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.