Sanitas Médecin de famille 3 — Basel-Stadt
Basel-Stadt: the Médecin de famille 3 model from Sanitas costs CHF 654.65 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 654.65, Médecin de famille 3 is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 3 costs CHF 591.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 654.65 | CHF 609.50 |
| 500 | CHF 643.05 | CHF 598.70 |
| 1'000 | CHF 613.85 | CHF 571.50 |
| 1'500 | CHF 584.65 | CHF 544.30 |
| 2'000 | CHF 555.55 | CHF 517.20 |
| 2'500 | CHF 526.35 | CHF 490.05 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 443.80 | CHF 413.20 |
| 500 | CHF 432.20 | CHF 402.40 |
| 1'000 | CHF 403.00 | CHF 375.20 |
| 1'500 | CHF 373.80 | CHF 348.00 |
| 2'000 | CHF 344.70 | CHF 320.90 |
| 2'500 | CHF 315.50 | CHF 293.75 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 156.35 | CHF 145.55 |
| 100 | CHF 150.55 | CHF 140.15 |
| 200 | CHF 144.75 | CHF 134.75 |
| 300 | CHF 138.85 | CHF 129.25 |
| 400 | CHF 133.05 | CHF 123.85 |
| 500 | CHF 127.25 | CHF 118.45 |
| 600 | CHF 121.35 | CHF 113.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.