Sanitas Médecin de famille 3 — Glarus
Glarus: the Médecin de famille 3 model from Sanitas costs CHF 487.05 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 487.05, Médecin de famille 3 is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 3 costs CHF 439.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 487.05 | CHF 453.45 |
| 500 | CHF 475.45 | CHF 442.65 |
| 1'000 | CHF 446.25 | CHF 415.45 |
| 1'500 | CHF 417.05 | CHF 388.25 |
| 2'000 | CHF 387.95 | CHF 361.20 |
| 2'500 | CHF 358.75 | CHF 334.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 335.30 | CHF 312.15 |
| 500 | CHF 323.70 | CHF 301.35 |
| 1'000 | CHF 294.50 | CHF 274.20 |
| 1'500 | CHF 265.30 | CHF 247.00 |
| 2'000 | CHF 236.20 | CHF 219.90 |
| 2'500 | CHF 207.00 | CHF 192.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.45 | CHF 116.80 |
| 100 | CHF 119.65 | CHF 111.40 |
| 200 | CHF 113.85 | CHF 106.00 |
| 300 | CHF 107.95 | CHF 100.50 |
| 400 | CHF 102.15 | CHF 95.10 |
| 500 | CHF 96.35 | CHF 89.70 |
| 600 | CHF 90.45 | CHF 84.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.