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SLKK-HomeCare or SLKK-TelCare — Appenzell Innerrhoden

Appenzell Innerrhoden: with SLKK, SLKK-HomeCare costs CHF 389.70 a month in 2026 and SLKK-TelCare CHF 394.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-HomeCare is the cheaper of the two here: CHF 51.60 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-HomeCare is a "Family doctor" model. SLKK-TelCare is a "Telemedicine and others" model.

  • SLKK-HomeCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-HomeCareSLKK-TelCareGap per year
300CHF 389.70CHF 394.00CHF 51.60
500CHF 379.30CHF 383.50CHF 50.40
1'000CHF 353.00CHF 356.90CHF 46.80
1'500CHF 326.70CHF 330.30CHF 43.20
2'000CHF 300.50CHF 303.80CHF 39.60
2'500CHF 274.20CHF 277.30CHF 37.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.