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SLKK-HomeCare or SLKK-TelCare — Region 3, Lucerne

Region 3, Lucerne: with SLKK, SLKK-HomeCare costs CHF 452.80 a month in 2026 and SLKK-TelCare CHF 457.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-HomeCare is the cheaper of the two here: CHF 60.00 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-HomeCare is a "Family doctor" model. SLKK-TelCare is a "Telemedicine and others" model.

  • SLKK-HomeCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-HomeCareSLKK-TelCareGap per year
300CHF 452.80CHF 457.80CHF 60.00
500CHF 442.40CHF 447.30CHF 58.80
1'000CHF 416.10CHF 420.70CHF 55.20
1'500CHF 389.80CHF 394.10CHF 51.60
2'000CHF 363.60CHF 367.70CHF 49.20
2'500CHF 337.30CHF 341.10CHF 45.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.