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sodalis Digimed — Region 3, Bern

Region 3, Bern: the Digimed model from sodalis costs CHF 498.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 498.00, Digimed is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Digimed costs CHF 684.00 less per year than sodalis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 498.00CHF 468.10
500CHF 486.40CHF 457.30
1'000CHF 458.40CHF 430.90
1'500CHF 433.30CHF 407.40
2'000CHF 408.20CHF 383.80
2'500CHF 369.70CHF 347.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 383.70CHF 360.70
500CHF 372.10CHF 349.80
1'000CHF 344.10CHF 323.50
1'500CHF 319.00CHF 299.90
2'000CHF 293.90CHF 276.30
2'500CHF 255.40CHF 240.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 114.50CHF 107.60
100CHF 108.70CHF 102.20
200CHF 102.90CHF 96.80
300CHF 97.00CHF 91.20
400CHF 91.20CHF 85.80
500CHF 85.40CHF 80.30
600CHF 85.40CHF 80.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.