sodalis Telmed — Region 1, Bern
Region 1, Bern: the Telmed model from sodalis costs CHF 624.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 624.00, Telmed is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 564.00 less per year than sodalis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 624.00 | CHF 586.60 |
| 500 | CHF 612.40 | CHF 575.70 |
| 1'000 | CHF 584.40 | CHF 549.40 |
| 1'500 | CHF 559.30 | CHF 525.80 |
| 2'000 | CHF 534.20 | CHF 502.20 |
| 2'500 | CHF 495.70 | CHF 466.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 492.60 | CHF 463.00 |
| 500 | CHF 481.00 | CHF 452.20 |
| 1'000 | CHF 453.00 | CHF 425.90 |
| 1'500 | CHF 427.90 | CHF 402.30 |
| 2'000 | CHF 402.80 | CHF 378.70 |
| 2'500 | CHF 364.30 | CHF 342.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 142.30 | CHF 133.80 |
| 100 | CHF 136.50 | CHF 128.40 |
| 200 | CHF 130.70 | CHF 122.90 |
| 300 | CHF 124.80 | CHF 117.40 |
| 400 | CHF 119.00 | CHF 111.90 |
| 500 | CHF 113.20 | CHF 106.50 |
| 600 | CHF 113.20 | CHF 106.50 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.