sodalis Telmed — Region 3, Bern
Region 3, Bern: the Telmed model from sodalis costs CHF 509.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 509.00, Telmed is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 552.00 less per year than sodalis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 509.00 | CHF 478.50 |
| 500 | CHF 497.40 | CHF 467.60 |
| 1'000 | CHF 469.40 | CHF 441.30 |
| 1'500 | CHF 444.30 | CHF 417.70 |
| 2'000 | CHF 419.20 | CHF 394.10 |
| 2'500 | CHF 380.70 | CHF 357.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 407.40 | CHF 383.00 |
| 500 | CHF 395.80 | CHF 372.10 |
| 1'000 | CHF 367.80 | CHF 345.80 |
| 1'500 | CHF 342.70 | CHF 322.20 |
| 2'000 | CHF 317.60 | CHF 298.60 |
| 2'500 | CHF 279.10 | CHF 262.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.80 | CHF 110.70 |
| 100 | CHF 112.00 | CHF 105.30 |
| 200 | CHF 106.20 | CHF 99.90 |
| 300 | CHF 100.30 | CHF 94.30 |
| 400 | CHF 94.50 | CHF 88.90 |
| 500 | CHF 88.70 | CHF 83.40 |
| 600 | CHF 88.70 | CHF 83.40 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.