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FAVORIT MEDPHARM or FAVORIT MULTICHOICE — Geneva

Geneva: with SWICA, FAVORIT MEDPHARM costs CHF 651.00 a month in 2026 and FAVORIT MULTICHOICE CHF 643.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 91.20 saved per year against FAVORIT MEDPHARM, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDPHARM and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleFAVORIT MEDPHARMFAVORIT MULTICHOICEGap per year
300CHF 651.00CHF 643.40CHF 91.20
500CHF 639.30CHF 631.70CHF 91.20
1'000CHF 617.70CHF 610.20CHF 90.00
1'500CHF 588.60CHF 581.00CHF 91.20
2'000CHF 551.80CHF 544.20CHF 91.20
2'500CHF 522.70CHF 515.10CHF 91.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.