FAVORIT MEDPHARM or FAVORIT MULTICHOICE — Region 1, Valais
Region 1, Valais: with SWICA, FAVORIT MEDPHARM costs CHF 493.80 a month in 2026 and FAVORIT MULTICHOICE CHF 499.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MEDPHARM is the cheaper of the two here: CHF 72.00 saved per year against FAVORIT MULTICHOICE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MEDPHARM and FAVORIT MULTICHOICE are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT MEDPHARM | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 493.80 | CHF 499.80 | CHF 72.00 |
| 500 | CHF 482.20 | CHF 488.10 | CHF 70.80 |
| 1'000 | CHF 458.90 | CHF 464.90 | CHF 72.00 |
| 1'500 | CHF 429.80 | CHF 435.70 | CHF 70.80 |
| 2'000 | CHF 394.70 | CHF 400.60 | CHF 70.80 |
| 2'500 | CHF 365.50 | CHF 371.40 | CHF 70.80 |
The comparison, region by region
- FAVORIT MEDPHARM or FAVORIT MULTICHOICE?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.