FAVORIT MEDPHARM or FAVORIT TELMED — Region 1, Grisons
Region 1, Grisons: with SWICA, FAVORIT MEDPHARM costs CHF 498.40 a month in 2026 and FAVORIT TELMED CHF 551.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MEDPHARM is the cheaper of the two here: CHF 633.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MEDPHARM is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT MEDPHARM | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 498.40 | CHF 551.20 | CHF 633.60 |
| 500 | CHF 486.70 | CHF 539.50 | CHF 633.60 |
| 1'000 | CHF 463.40 | CHF 516.20 | CHF 633.60 |
| 1'500 | CHF 434.30 | CHF 487.00 | CHF 632.40 |
| 2'000 | CHF 399.20 | CHF 457.90 | CHF 704.40 |
| 2'500 | CHF 370.10 | CHF 428.70 | CHF 703.20 |
The comparison, region by region
- FAVORIT MEDPHARM or FAVORIT TELMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.