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FAVORIT MEDPHARM or FAVORIT TELMED — Region 2, Vaud

Region 2, Vaud: with SWICA, FAVORIT MEDPHARM costs CHF 562.30 a month in 2026 and FAVORIT TELMED CHF 649.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDPHARM is the cheaper of the two here: CHF 1'048.80 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDPHARM is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MEDPHARMFAVORIT TELMEDGap per year
300CHF 562.30CHF 649.70CHF 1'048.80
500CHF 550.70CHF 638.00CHF 1'047.60
1'000CHF 528.50CHF 615.80CHF 1'047.60
1'500CHF 499.30CHF 586.60CHF 1'047.60
2'000CHF 463.20CHF 557.50CHF 1'131.60
2'500CHF 434.00CHF 528.30CHF 1'131.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.