Combi Care or Managed Care — Region 1, Fribourg
Region 1, Fribourg: with Visana, Combi Care costs CHF 521.00 a month in 2026 and Managed Care CHF 521.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Combi Care and Managed Care cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Combi Care is a "Telemedicine and others" model. Managed Care is a "Group practice (HMO)" model.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Combi Care | Managed Care | Gap per year |
|---|---|---|---|
| 300 | CHF 521.00 | CHF 521.00 | — |
| 500 | CHF 514.30 | CHF 514.30 | — |
| 1'000 | CHF 480.20 | CHF 480.20 | — |
| 1'500 | CHF 451.00 | CHF 451.00 | — |
| 2'000 | CHF 421.80 | CHF 421.80 | — |
| 2'500 | CHF 392.70 | CHF 392.70 | — |
The comparison, region by region
- Combi Care or Managed Care?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.