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Combi Care or Managed Care — Region 2, Schaffhausen

Region 2, Schaffhausen: with Visana, Combi Care costs CHF 466.20 a month in 2026 and Managed Care CHF 482.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 196.80 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care is a "Telemedicine and others" model. Managed Care is a "Group practice (HMO)" model.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCombi CareManaged CareGap per year
300CHF 466.20CHF 482.60CHF 196.80
500CHF 459.50CHF 476.00CHF 198.00
1'000CHF 425.40CHF 441.80CHF 196.80
1'500CHF 396.20CHF 412.60CHF 196.80
2'000CHF 367.00CHF 383.50CHF 198.00
2'500CHF 337.90CHF 354.30CHF 196.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.