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Combi Care or Visana Med Call — Appenzell Innerrhoden

Appenzell Innerrhoden: with Visana, Combi Care costs CHF 404.50 a month in 2026 and Visana Med Call CHF 452.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 570.00 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Visana Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareVisana Med CallGap per year
300CHF 404.50CHF 452.00CHF 570.00
500CHF 397.80CHF 445.40CHF 571.20
1'000CHF 363.70CHF 411.20CHF 570.00
1'500CHF 334.50CHF 382.00CHF 570.00
2'000CHF 305.30CHF 352.90CHF 571.20
2'500CHF 276.20CHF 323.70CHF 570.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.